Business Services

Our main products are:

Business Expense Cover

At a glance:
If you are a sole trader, a small business owner or are in a partnership, Business Expenses allows you to claim for the costs associated with the running of your business including the cost of a replacement, if you are unable to work due to illness or injury over a two year period.

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Income Protection Cover

At a glance:
Your ability to earn an income is your most important asset.

If a disability prevents you from working, have you protected your earning power? This policy provides a replacement income of up to 75% of your pre-disability earnings.

The policy comes with many important benefits at no additional cost. You can also add one or more optional benefits for which you will pay an additional premium.
We aim to help you get “back on your feet” as fast as possible, so this policy includes a range of recovery and rehabilitation benefits.

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Mortgage Protection

At a glance:

Working when you can’t.

Mortgage protection can be a combination of:

  • Lump sum cover (in case of death, serious illness or permanent disability)
  • Regular monthly payments when you are unable to work due to sickness or injury.
    Available for residential and investment properties as well as tenants to ensure their rental payments.
  • Regular monthly payments for redundancy are available as an optional benefit.

Additional cover can be included on completion of a full application if required.

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